Originally Posted by rpenmanparker

Wrong, wrong, wrong. You can make a good case that the free financing is in lieu of other discounts, but you have no basis for claiming that the price has actually been increased to offset the financing deal. There is just no evidence of that. When I make my best deal on ebay for an item and then put it on a 6 month same as cash deal with Buy It Now, I am making out big time. There was no way to get the goods cheaper for cash, or credit card, or whatever. Many people are so set against financed retail sales that they imagine boogey men behind every figurative door of the deal. It just ain't necessarily so. It is important to know when the lunch is not free, but also when it is! And the latter is often enough for us to be paying attention.