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Old 09-10-13 | 06:37 PM
  #75  
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merlinextraligh
pan y agua
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Joined: Aug 2005
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From: Jacksonville

Bikes: Willier Zero 7; Merlin Extralight; Calfee Dragonfly tandem, Calfee Adventure tandem; Cervelo P2; Motebecane Ti Fly 29er; Motebecanne Phantom Cross; Schwinn Paramount Track bike

Originally Posted by rpenmanparker
And how is that offensive to you or me. If someone wants to buy me lunch, all I ask is should I save room for dessert. The guy who screws up and has to pay will be doing that no matter what. It hurts him no mire or less for us to take advantage of the deal.
it's not at all. If someone wants to subsidize me, great. I'm not adverse to interest free financing if the numbers make sense. And the reason they can make sense is that the guy who doesn't pay o time often picks up the tab.
If you're not paying an inflated price, and you can otherwise afford it, interest free can make sense.

I've just found for me, I'm less and less likely to use it due to the hassle factor, and the low return in this investment environment. Not having to deal with another payment for 24 months is worth more to me than a couple hundred after tax.
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