Originally Posted by KonAaron Snake

My wife has some means, I'm amply insured, and her getting taken on some bikes wouldn't be the end of he world. It's more the principle of it...I don't like the idea of someone taking advantage of her, or what I put together. Knowing my wife, the most likely outcome (even knowing the value) is that she calls over our bike co-OP and donates most of it. There are specific instructions on a few bikes (Marnati and Triplet).

I dig what you're saying, and your overall point, but 20k is still 20k (using your number and I'd rather not use mine) and your spouse should know about it. If you have a 20k IRA that amounts to 5% of your holdings, you still don't want it to disappear and you want her to know about it, right?