But actually, she is within the rating by a little bit. That's why I said the rack claims it can handle carrying her. She's ~130lbs, so should have 15lbs of "wiggle room" for the rack. I figured that's enough to definitely not stress the rack as long as it's capable of it's claims. Those little eyelets just seem a little sketchy at that weight, though... I guess it should be fine according to what others here have experienced.

Thanks everyone for the input!