Once the bike has been stolen, a thief will figure out a way to remove any lock. It's about being a less attractive target than the bike next to you (you have two locks, they have one) sometimes, or a minimal lock for in front of the coffee shop in some locales. Do you bring the six foot chain and separate U-lock both on every ride? That's what I run when I have to park in a risky area, a ring lock and one other sounds much more feasible when I don't quite need that much protection, but want two locks. My front wheel is a pain to get off too, takes longer than it should.