Nationwide... and it's like insuring a diamond ring or any other expensive items that are frequently outside of your home. It's not like it's specific "bike insurance" but it will have it's own "policy." I can't remember exactly what my agent called it, but whatever it is, he suggested that I'd be covered from theft, accidents, etc. Sounds like a no-brainer on a 4k bike. I'm not sure about deductibles and all that, but I'll be sure to follow up with everyone once I pull the trigger on the bike and the insurance... and again once I crash it.