I lowered my saddle by more than an inch and have hardly noticed any difference in how it feels to ride. From more recent observations I've seen a lot of people have their femur (thigh) pretty much horizontal at the top of their stroke, whereas mine is nowhere near horizontal yet. Not sure how I ended up with the saddle so high. Maybe I was trying to convince myself I had some physical largess. I think I need to do something with my bars because my wrists get sore too.