*raises an eyebrow*

So I checked into it, as no insurer in this area has such a policy. I take it you are covered by Kaiser-Permanente. Interestingly, they will pay for screening up to 80 if you've never had one before, and their site was typically vague if you are in a higher risk category. They indicated that they won't chip in for any exam over 85.

As I said, if you are in to rigid cost-containment, this kind of thing is mandatory. I'm just surprised this doesn't strike you as age discrimination, as that is exactly what it is.