I finger tightened the nut, then used a wrench - took the instructions on the back of the package a little too seriously. The "Fixin' Pipe" was used to get the crank arm off - my arms couldn't do it, even with my body weight.
I'm wondering - if I end up dicking up this crank arm, if it wouldn't be better to just get new crankset and BB with those much improved releases I've seen mentioned. Then again, it might be pearls on swine, as this is a Schwinn.
M.