Working from home today, but rode to a Dr. appointment this morning, then to a lunch spot to meet a friend. Cool (6C/43F) and windy. Wore jeans, t-shirt, and a hoodie, and was fine on the bike (good ventilation) but immediately became soaked in sweat upon reaching my destination and going indoors.
The river valley is really pretty with the fall colours these days. A cellphone camera doesn't do it justice, but here's a pic anyway: