Now is the best time to lose weight. Most people are in an off season or base phase. Riding long, low intensity miles is the best time to lose weight because you don't need to fuel your work out.
What I would do, and am doing, is to focus on weight loss now, because it's harder to lose weight when you also have to eat to fuel the more intense workouts that come in the following phases.
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You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.