yeah i'm in a similar situation. no police report was filed because at the time (just being hit by a car and all) i didnt realize how badly i was hurt or that i would miss a day of work, and since he (the kid who hit me, we were friends in highschool) drove me home i didnt notice that my wheels were untrued. so that sucks alot
but i'm trying to get an incident report tomorrow with the cops name and everything.
between the scraped fork, ripped saddle, ER visit + meds, and missed day of work. i'm really hoping he'll pay so i dont have to go through his insurance
besides, what happens if i give him the option of paying or giving me his insurance, and he does neither?