Originally Posted by sloppy robot
all the answers seem to assume the guys not cool....and is going to screw you.. you sound honest about the assesment...just give him a chance...that amount is under most peopes deductable so im sure he'd rather pay out of pocket then pay out of pocket and have his rates go up.
Thanks for the suggestions, everyone. The guy did seem ok -- showed me his policy card as he wrote down his contact info, encouraged me to call, etc. So I'll try working with him directly, otherwise go through AAA if he prefers it or flakes.