I'm over-qualified for this forum and thought it best to be judged by my peers. I'm already marginal Fred-wise riding a bike equipped with both a triple and disc brakes. Here's my dilemma:

I'm not real fond of stuffing my jersey pockets on longer rides. I keep my under-seat bag for tube, CO2, patches, mini-tool so I often use a small fanny back for wallet, cell phone, Clif bars, tums and such. Right away this puts me further into Fred territory, but given I sometimes need a Camelbak for 50-60 mile unsupported rides I can live with the further shame.

The problem comes with what we Californians refer to as winter. It can actually be cold in the morning, sometimes near 40 (it actually gets colder really early am, but I won't ride below 40). It would be fine if it stayed that cold, but it will generally warm up to 60 which is jersey-only weather . I'm considering putting my rear rack on the Volagi with a small trunk to I've got a place for my wool arm warmers, wool leg warmers, full-finger gloves, wind breaker, cell phone, etc. FWIW, I'm near 200 lbs and really wouldn't care that much about the extra 5 lbs or so.

On a relative scale does this put me into unrecoverable, age relative Fred territory? do I need to wear a grocery bag over my head? Or is this sort of behavior permitted between Halloween and, say, Presidents day?