Pretty much this. I recently retired my backpack from carrying books/binders on my school commute and instead opted for a Carradice saddlebag. My commutes are much more fun and enjoyable now. Do I miss having a backpack now? Do I regret in any way, shape or form having bought my saddlebag and rack? No, not in the slightest. It not only helps with my comfort and enjoyment, but it sets me apart too. Everyone at school has backpacks and bicycles without bag systems. It just makes sense! If you carry things, yes. If not, no. Good luck!