All the bad things I can think of that have happened to me on tour could have happened at home, too, but it's just harder to manage them when your in the middle of nowhere by yourself.
I recommend a RoadID or something similar that make is easy for emergency responders to locate your medical-decision-makers.
Also, re: money- I totally disagree with your point mdilthey, I see absolutely no reason not to solve a problem with money, as long as you have it, it's a very useful tool, perhaps the most useful tool you can bring with you.