Back to Clearwater, Florida. The are only a few streets that are through streets, many go no where, are just locked into their own neighborhoods. There is no street one block over. It can be very difficult to get around if you are not off of one of the bike paths. I am from the north, I had never seen cities set up like this where I am from.

So, in Clearwater I:

Take the bike paths if I am near the path.
Take the very few bike lanes until they disappear.
Take the sidewalk if the street is dangerous until I can get to a safe route; or
Take the bus to a safe route.