Like you, I also used to try to avoid the night rides on my commute. Then, after riding it a few times with proper lights and reflective gear, I found this:
Originally Posted by
FBinNY
I've come to the conclusion that a well lit bike stands out more and is more obvious to drivers in the dark, than even riding in the daytime.
Not only does a well lit cyclist stand out more than even a hi-vis cyclist in the daytime, but drivers give me even more care at night.
Another side benefit I found: My commute runs through some non-lit areas, on two lane roads with blind curves and hills. Surprise! Thanks to their headlights, I can see the oncoming cars before they come around the curve or clear the hilltop. Obviously this is not possible during the daytime.
The biggest threat I've noticed at night are animals running out across my path. A wide angle headlamp beam helps alert me sooner.