Ive been riding the Schwinn in the morning and the Raleigh in the evening, but I got up this morning to find a flat tire on the Schwinn so I took the Raleigh. It was 11 degrees out so I think this is the coldest I've ever commuted in, as well as the coldest I can remember it having ever been in Abilene, TX.
I'm still not sure I like the saddle on the Raleigh. It's a little too padded, if that makes sense.