Why wouldn't you take advantage of Trek's loyalty program?

TREK CARE LOYALTY PROGRAM

Sometimes accidents happen and you may need to replace a non-warranty damaged frame or part. That's why we made the Trek Care Loyalty Program. We know how much you love your Trek bike and understand the burden of having to replace a non-warranty damaged bike frame or part. This program can be used to obtain a discount on a replacement frame or component in the case of nonwarranty damage. Contact your local authorized dealer for details.

You were in an accident, why wouldn't you qualify to have your Trek replaced at a discounted price?