Originally Posted by
ItsJustMe
Wearing a helmet for me is almost entirely devoid of diminishing returns issues. I currently own a $200 helmet because from what I can tell, it provides the best protection against brain injury available.
If there was a helmet that cost $1000 and gave 5% better protection, I'd buy it. If I have a significant brain injury, my professional life is over.
So if a helmet were available for $10,000, and offered 6% better you'd buy that one? How about 100,000 and 7%? Seems to me like you could get an income protection policy for far less. This seem to illustrate that a fool and his money are soon parted. Or that risk protection is not a part of your professional life.
Note I am definitely not anti helmet, just pro logic.