Oelgaard, when you decide on the stem height that suits you and are ready to cut the steerer tube, go to a hardware store or plumbing supply and get a tubing cutter to do the work. It gives you a clean smooth cut with no debris from a kerf being cut into the tube. They are not expensive and can be used time and again by your mates and you. A simple saw and hoping you hold it straight will do the job but this is an inexpensive tool and great way to do a clean looking, precise job. Pics would be appreciated when you are done.

Bill