That seems pretty steep. I paid 1200 canadian for my bike, and the frame was about 500, so if your frame is 1400 us, I don't see why it needs to cost 3 k plus. Mine had LX hubs and gears, no brifters just regular levers, B17, Alex rims which seem really good, etc. It was custom components I picked, except where I didn't care. I swaped over the brakes off my mountain bike, racks I already had, pedals I had.

The brakes were not perfect, but that probably worked out: I was willing to go mega custom on the cantis, now I am probably looking for something else. So I probably saved myself about 250. and the canti can go back on my MTB

All up my package probably weighed 340, and the only problem I had in 1000 miles was the usual 500 mile new crank problem, and a burst tire.

Go to the rivendell site and check out the stuff they recomend, a lot of it is pretty cheap, but it works. Their bikes are expensive, but their taste in components is reasonable.

I'm guessing you don't weigh over 200 like me. Therefore you could easily run 32 spoke wheels, and use a donor MTB for almost everything needed to fill out your frame. Anyway, price isn't an issue for everyone, and fancy gear can be a lot of fun. Though... I got nothing but rave reviews about my bike from folks on the road.