I went the extra mile tonight...literally.
My usual afternoon commute: Leave work around 4:25 to make the 5:04 train, get off the train at 5:35, and then 10 minutes home. Today, though, the train in front of ours was in an accident involving a fatality--apparently someone wandered onto the tracks, and the laws of physics took over. So our train was held at the station before mine, for about an hour. We got going again, and then had to pull alongside the earlier train, which was still stopped at the accident site, so that we could take on its passengers. In order to do this, the train had to switch tracks, which put it in the wrong position to stop at my station, so I had to get off at the next stop, which is a mile further from my house. They did set up a bus bridge back to the missed stop, though, for those who don't have bikes.
This whole ordeal cost me two hours--but not as much as it cost the crash victim.