Now that our local mass-transit system allows regular bikes on at all times the main uses for my folder are for touring or to take along on vacation trips for a variety of functions. In either case a rack is necessary - to carry my camping gear in panniers in the first case and to carry shopping items in the second. But I don't see the issue - it only takes a minute to undo the four allen head bolts securing the rack. So if you don't want to have it by all means take it off.