When I bike to work in the morn the wind is always blowing towards me....always.... it has been very cold here lately so we are having wind chills of at least -32. This hasn't been a problem though, in fact I am always close to overheating even in those temps. I have a simple recipe for clothing:

1. Thin turtleneck followed by:
2. Thin , cheap , windbreaker followed by:
3. Columbia winter jackets ( any winter jacket really). That is plenty.

Goggles are a must as well,plus wear plenty of reflective material on you and you bike.Good luck.