I'd recommend 12-32 9 speed in the rear and 22.34.44 chainrings in the front. You'ld be giving up 4gi at top but would have easier shifting and the same low granny gear.

I don't know if you are getting the best deal. I would suggest either getting a standard bike and fitted right for you, or going for a good custom bike. 3.1 K is too close to getting an excellent custom bike. Financing is probably available.

For almost the same amount you could get a lighter touring bike
http://lakeside-bikes.com/site/itemd...=39&sort=price

For about $250 more, you could get the manufacturer to make one exactly to your body sizes and your preferences in a touring bike. You should have no trouble getting the chainring and the cassette swapped free of charge for one more suited for touring. And you'd have the manufactor to stand behind the bike instead of just the LBS. What happens to LBS support, say in 5 years. Will it be there and will you be there so you can count on it?