Today began in the mid 20s F. I only rode a few errands around town; 5-6 miles worth. I use a pair of relatively heavy fleece gloves and today they were backed up with water proof, wind proof shells. With the various combinations, it is the same as 3 pairs of gloves. Once the temps warm up a bit, I use a similar combination except the fleece gloves are replaced with liner gloves. I maintain part of the answer to warm hands is to avoid a death grip an the bars.