I don't know. Am I'm being offensive to poor people if I drive a 12 year old Saturn even though I could afford something much nicer if I wanted to?
I guess I disagree with the premise. I don't in any way associate my going camping with "playing poor" or living a life of less privilege. In fact, I feel privileged to be able to have done so in some of the places we've gone. I realize that homeless people may sleep outdoors in a sleeping bag because they have no choice, but I'm not trying to mimic that experience of being poor by doing the same in a beautiful, maybe even exotic location. I think spending a week out of doors can be a fabulous experience.
On the other hand, if a homeless person were to see somebody on here complain about being out in the cold for an hour, they may scoff. And I think perhaps rightly so.
At the same time, for me, I don't see commuting by bike as a less desirable choice than driving on most days.