Hmmm...
yeah, those fenders are fine, but you'll want to take them off eventually.
I HATE fenders. But alas, they do serve a purpose and are a necessary evil. I ride my fendered bike as little as possible.
Yeah, I can install a kickstand, but you'll want to take it off eventually.
Probably.
You want to change the flat bar to drop bars? But that would be wrong on this bike;
Well, flat bar bikes tend to have different geometry/fit than drop bar bikes, so yeah, I wouldn't recommend such a change either.
those are for racing.
That's just dumb.
You are going to prefer padded lycra shorts to your jeans.
Eh, he has a point, but lycra isn't for everyone.
Your posture isn't aero enough.
No kidding. OP rides a flat-bar bike. Aero isn't exactly part of the design there.