Easy fix, shift to high and put the chain on the smallest rear sprocket. Most experienced riders try to remember to shift to high before removing the wheel because it maximizes freewheel/RD clearance. But if they forget, they shift to high to install for the same reason.
Some bikes may have a screw or something else sticking out and interfering with installing the wheel with the chain on the smallest sprocket. This is rare, but if it's an issue on yours, then always install wheels in the 2nd high gear.
__________________
FB
Chain-L site
An ounce of diagnosis is worth a pound of cure.
Just because I'm tired of arguing, doesn't mean you're right.
“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN
WARNING, I'm from New York. Thin skinned people should maintain safe distance.