You have a good list for an American commute; my suspicion is that since these bikes aren't popular here you may have to make minor changes or give up a feature or two. The Dutch bikes I've seen have the racks,tires, dynamos, but are a bit more upright and you'd probably want to change the bars.

I'm a little surprised REI dropped the dynamo hub from the Gotham, since the selling point for these bikes was that they came with fenders, lights good racks, etc. I have the Transfer (V brakes) and got the Fusion (disk brakes) at their "garage sale". I find the posture is noticeably different from the English 3 speeds I prefer, but the REI bikes do have new (reliable) components and the chain guard is surprisingly effective.

The racks are also well designed. My experience is that buying a complete bike is faster and cheaper than than components. If you have lots of used parts, that can be cheaper, but more time consuming.