At this time of year and in the fall, rain is more frequent and colder (warm summer rain I can handle, cold rain, not as well). Point in fact, last Friday, I rode home in freezing rain, some of it came down as rain, some as ice pellets. I have a waterproof cycling jacket, waterproof lobster claw overmitts and a waterproof helmet cover. I also have shoe covers but they are barely water resistant, let alone waterproof so I put shoes on, put my feet in grocery bags and then put the shoe covers over top and I'm fine. I'm just wondering how to protect my legs from cold rain.

This is probably a question that the spring/fall cyclists in the wet northwest states and British Columbia (what about the east coast?) have to consider more so than some of the rest of us. What have people who ride in cold rain decided on?