Originally Posted by yangmusa

I don't have much faith in any fender except the permanently mounted ones (SKS, Planet Bike Freddies etc etc). That said, I had some quick mount fenders on my MTB that worked really well. I don't believe that manufacturer make any for 20" wheels, but in my searches I discovered that SKS make some that look very similar:
http://tinyurl.com/acdwr

I dunno, at $6.71 you might want to give them a go.. They fit much closer to the wheel than the Apex ones, and I had next to no road spray

cheers, Magnus
(PS - oh yeah, and if you do try, let me know because I'm on the verge of ordering a Swift; but am deterred by lack of decent fenders...)