Originally Posted by
Isaiahc72
On most Walmart bike frames, strength isn't really an issue. Weight is the main issue. The metal they use isn't as strong so therefore, they use more of it in order to make it stronger. Therefore adding more weight.
+1
There is certain truth in your words, my friend!

However, since the OP has a cash flow problem, weight quickly becomes a moot point because the OP's options are severely limited. Therefore, Uncle Wally becomes an attractive resource for the novice
Originally Posted by
I-Like-To-Bike
Conversely, paying uncritical attention to the advice of bicycling aficionados and other self styled experts on the Internet, can lead to the purchase of a lot of unnecessary and wasteful services and product. See advice on this thread for examples of unhelpful suggestions for buying new bikes and professional fitting as answers to the OP's question. The OP didn't ask about making a lifetime investment in bicycling product.
+1 How True!
Knowing bicycle mechanics can always be helpful to any cyclist. That goes double for the owner of an Xmart bike