Large corporations of course have their "usual" retirements. But what I cant understand is the small to medium companies that are privately owned not doing anything for their retirees. Anything they spend can be deducted from income tax. Why not give it to the people that made the company sucessful rather than giving it to the government. When younger workers see that, it will make them more loyal and harder workers.

At one time the very large corp I worked for saw it that way too. I was fortunate enough to get out under the old rules before they were run by the money grubbers that operates like other companies.