I've never understood this line of thinking. I, personally, ride thousands of miles a year without fenders. If you frequently ride in the rain fenders are nice to have, but far from a requirement in my book...

The biggest problems the OP is likely to face with the Secteur are the geometry and the gearing. Before my first tour, I was considering adding a handlebar bag and a Carradice saddlebag so I could use my Cervelo RS for credit card touring. Once I mounted the bags and added supplies, I found out that the added weight made the bike's handling less than ideal. I ended up building a bike around Nashbar's aluminum touring frame and was very happy that I did!

The other problem, as 10 Wheels has pointed out, is the gearing. A compact crank and a road triple (52/39/30) have similar gearing and neither one works well for hauling heavy loads up large hills. With a light load, a relatively flat route, and decent conditioning the stock gearing could work but a bike with a triple crank gives you more options. My touring bike is equipped with a triple crank and I have three that I swap in and out as necessary: a standard road triple (30/39/52), a mountain bike trekking crank (26/38/48), and a standard mountain bike crank (22/32/44). The road triple works for around town commuting, the trekking crank handles most touring duty, and the MTB triple gets used when dealing with heavy loads or lots of climbing.