Originally Posted by
gregf83
You also don't appear to understand how insurance works and whose insurance pays in the case of a vehicular accident. In the case of an accident where the other driver is at fault, their insurance pays for damages. Your insurance is not required and doesn't pay out.
I understand now why you've been confused on this matter.
And just HOW does that post relate to ANYTHING previously posted here?!?!?!?!? You asked what the difference was from fire (its really called HOME insurance) and scamming a few bucks with a camera. And I posted I pay my own home insurance. P.S. I also pay my own car ins. and have for nearly half a century. I know how it all works.