Ok guys/gals - I need some input from a cyclist's perspective on a job change. I currently work for a financially unstable place that could go out of business by the end of the year. The schedule is awesome - I work 4 10 hour shifts and have a 5-day break every 3 weeks. I work 2 out of 3 Saturdays - so I miss most events I want to ride in. I commute to work because I live less than 5 miles away. I get about 150 miles a week in. The new job is a 45 minute drive each way - so that would end my commuting. It would be Mon-Fri 8-4:30pm. No weekends, no holidays. 3 weeks paid vacation. The new job pays the same, but the benefits are amazing. I would save $450/month on insurance premiums for my family. My medical deductible would drop from $4k to $750 - just had a baby that cost us $5k out of pocket after paying for insurance (we plan on having more kids in the future). I would get 4% 401k matching - my current job doesn't match. I would get a 5% bonus each year and at least a 2% raise each year - my current job does neither of those.

My biggest obstacle is my house - we bought our first home last year and love it. We have only owned it for a year, but we bought at a good time. We would only be taking a slight loss if we sold it after figuring in Realtor fees. If we moved closer to my new job - houses are more expensive (but it would probably be the same as buying another car and commuting).

If we moved, I would also have the chance to race crits every week.

I am looking at my cycling schedule too - now I ride from 6-7:30 every morning plus my commute. I guess I could change to 5:00-6:30 am.

Any thoughts/advice on what I should do?