I bought the frame/fork and headset on line from a pretty popular bike retailer that has a brick and mortar shop. I asked them to install the headset before shipping me the frame. They did , this is what I get.

I will not name names because I have had nothing but great experiences with them all around other then this one slight issue. I like to work on my own bikes generally and at this point the one tool I don't have nor will I get is a headset press because cost doesn't justify how much use I would get. Last frame set I bought on line and had my LBS install the headset. I have no problem doing that but my wife and I share a car, which means I can only use my car on the weekend and I'm generally too impatient to wait several days to have something like that done at the LBS when I know I'll have the frame and all the other parts and tools in my hand