Well, full fenders can be installed on the SR with P-clips on the fork legs and seat stays, but it's less convenient than using the threaded eyelets and bosses on the Kilo WT. A rear rack is pretty much not possible, unless you intend to carry less than a 10 lb load on it. The same could be said of framesets like the All-City Big Block, which have clearances for wide tires, but a lack of mounts for accessories like fenders and a rack. I'd still hold off and wait for the Kilo WT to be back in stock as the best solution for your situation.