Teacherlady´s posting got me thinking (dangerous, I know!)...has anyone else used a rain poncho and been happy with it? I do a lot of local riding, but bike tours are once a year, if I´m lucky. I picked up an inexpensive one on Ebay as a temp solution and was surprised that it´s actually pretty well made. The attached sleeves and hood are what I really like. Anyone use a poncho and like/hate it?