But overall the cheapest and best thing will be to.....
A. Find "The" bike and buy it (October 2014)
B. Get the saddle situation figured out and ride "The" Bike 500 miles the first month
:-).
For the winter month I want a trainer and a set of rollers, and some punishing trainer videos :-). Might be able to ride the Trek some days depending on what mother nature throws our way.