I am getting old and confuse easily.

I read 'They both fit me well' ... 'bang for the buck'.

But then I read 'even if it doesn't fit perfect, overtime I can make it fit with stem, handlebars, etc'. This seems likely to involve $$$.

I guess if you have tried all the models in your location and the Giant is the best fit then your approach is understandable - so far I have not felt the need to consider changing things on my Cannondale Quick.