Makes it worth the humidity of our summers to be able to ride year round. We have some colder days but not to the extent our northern members have to endure. As said above, its having the correct kit for cold weather riding. No need to break the bank to have quality stuff, some of the things that don't cost us an arm and a leg work very well, watch for sales and clearances and the thrift shops Machka mentioned can have some great buys on barely used things.

One thing I learned from BF and the 50+ Forum is having a base layer top, and for the colder regions the bottoms, also. I found a sale two years ago online for Under Armor compression tops, this base top makes things nice and toasty underneath a LS jersey and a wind jacket or the 50+ wind jacket when its rainy or in the 40°F, and below (I'll ride down to 30°F with some wind, then its time to call it a day for resting.) Last winter I missed very few days of riding and it was a cold period for us, included that Winter Vortex with a really rare ice storm. That cost me 1 day of riding when the roads were closed (enforced) but the next day it was bundle up and out I went, happily.

Maybe I'll look into a trainer soon, the PD is supposed to give you trouble in the cold, we shall see. I am not giving anything up to a dink disease. It may be a good excuse to save up for a Castelli Gabba WS jersey, the new model is out now!

Bill