I have a "regular guy" account. If you place of employment is agreeable, it's a heckuva lot cheaper to ship business to business. Using my fed account and dropping off at a FedEx location, I shipped a frame set from Lincoln to Washington state for $47, to a residential address. Just having the account makes things much cheaper. I've had the counter person mess up and run a shipment through without my account, as I was pretty happy with the rate after they used my account number instead. Somewhere along the lines of 20% less.