I am a member of three cycling clubs. Only one charges dues.
Club one has 2 official rides per week, plus several other informal rides per week put together by members. We communicate by Facebook. This club is free, sponsored by a local shop.
Club two has three rides per week. Also free. Communication also via FB. Sponsored by another shop.
Club three has multiple chapters, most throughout SoCal, but also Vegas & a few international chapters. This one is $50/year. There are 7 rides per week in various SoCal locations. Plus one picnic ride per month- a group ride sponsored by one chapter with full SAG support, a lunch & a raffle with so many prizes that 60% of people win a piece of bike schwag. They also put on four climbing century rides per year, also with full SAG support and a lunch. All of these things are included for your annual dues. If you pay next years dues by Dec 31 of this year, it's only $40.
So yes, it sounds like you need another club.