I use to think that I needed bike specific commuter clothing and a bought the the stuff I needed and wore it for awhile. I found out it took me to long to change and that I could be comfortable wearing my work clothes with a few items made for biking. I put on liner shorts under my pants and the boxers go in a plastic bag in the backpack, quick to change. I leave my boots at work so slide the cycling shoes off boots on and I'm ready to go. Outterwear is a three season jacket this time of the year with whatever needed underneath for layering. Carharrt fleece hat under helmet,neck gator,Columbia fleece gloves and I'm good.