I wear a technical jacket in cold weather(currently EMS System III). The hood covers my helmet,keeping out wind/cold/rain,and it's adjustable so it doesn't interfere with my vision(even when turning my head). It's bright yellow,oversized so I can wear my bag underneath,and is breathable and has pit zips. It cost about half of what my Gore Brand cycling jacket did,and is much more versatile.
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C'dale BBU('05 and '09)/Super Six/Hooligan8and 3,Kona Dew Deluxe,Novara Buzz/Safari,Surly Big Dummy,Marin Pt Reyes,Giant Defy 1,Schwinn DBX SuperSport,Brompton S6L/S2E-X/M6L-X/S12 T Line