- Keep the things you need for the ride in order, right by the door. This eliminates excuses from riding as opposed to driving. Helmet, gloves, lights, pump, whatever.

- Attach a small tool bag to your saddle and keep only tools in it so you can just leave it and know it's ready for a flat or whatever.

- Have another bag or a basket for carrying other things. Panniers are really nice to have, but they're not for everyone.

- Pay close attention to how you feel and what clothes you wear so that you can build a chart -- on paper or in your head -- for which clothes are appropriate for the various conditions you'll encounter.